Credit Report
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Get your free credit reports from the official source, contact the three credit bureaus, freeze your credit, dispute errors and avoid credit repair scams.
Each site has quick lookups: who owns it (whois), its history (Wayback Machine), a safety check, and one-tap questions to AI helpers. Grok asks you to tap Send first.
Links last checked Oct 11, 2026.
| Text Only | whois | history | safety | sitesearch | Google AI Mode | Grok | Bing AI | |
|---|---|---|---|---|---|---|---|---|
| Free official credit reports | ||||||||
 annualcreditreport.com - AnnualCreditReport.com - the only official site for free credit reports from all three bureaus, now free every week (phone 1-877-322-8228) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
| The three nationwide credit bureaus | ||||||||
 equifax.com - Equifax (also offers extra free reports; paid monitoring is optional) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 experian.com - Experian (free report and score; paid plans are optional) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 transunion.com - TransUnion (free report; paid plans are optional) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
| Credit freezes and identity theft | ||||||||
| equifax.com/credit-freeze - Equifax credit freeze (free) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
| experian.com/credit-freeze - Experian credit freeze (free) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 identitytheft.gov - IdentityTheft.gov - FTC identity theft reports and recovery plans |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
| transunion.com/credit-freeze - TransUnion credit freeze (free) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
| Your rights, disputes and scams | ||||||||
 consumer.ftc.gov - FTC: Free credit reports, and how to spot fake "free report" sites |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
| consumer.ftc.gov/disputes - FTC: Disputing errors on your credit reports yourself, for free |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 consumerfinance.gov - Consumer Financial Protection Bureau - credit reports and scores, and complaints |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
| Credit scores (free and paid) | ||||||||
 creditkarma.com - Credit Karma (free TransUnion and Equifax data; paid by ads and card and loan offers) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 myfico.com - myFICO (paid FICO score plans from FICO) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
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