Loans
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Mortgages, student loans, small business loans, auto loans and personal loans. Start with the free official help: the CFPB explains every kind of loan and takes complaints, and federal programs (Federal Student Aid, SBA, FHA through HUD, VA and USDA home loans) often beat private offers. Warning signs of a scam: a lender who guarantees approval no matter your credit, or asks for a fee before you get the money. Payday loans can carry yearly rates near 400%, so compare a credit union loan first. Check that any lender or broker is licensed in your state through NMLS Consumer Access. Every bank and lender below is commercial.
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Each site has quick lookups: who owns it (whois), its history (Wayback Machine), a safety check, and one-tap questions to AI helpers. Grok asks you to tap Send first.
Links last checked Oct 12, 2026.
| Text Only | Markdown | whois | history | safety | sitesearch | Google AI Mode | Grok | Bing AI | |
|---|---|---|---|---|---|---|---|---|
| Official help (start here) | ||||||||
 annualcreditreport.com - AnnualCreditReport.com (free credit reports, the official site) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 consumerfinance.gov - Consumer Financial Protection Bureau (CFPB): loans explained, your rights |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
| consumerfinance.gov (auto loans) - CFPB: auto loans |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
| consumerfinance.gov (complaint) - CFPB: submit a complaint about a lender |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
| consumerfinance.gov (home loans) - CFPB: buying a house and comparing mortgage offers |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 csbs.org - Conference of State Bank Supervisors (find your state regulator) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 fdic.gov - FDIC (check that a bank is real and insured) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 nmlsconsumeraccess.org - NMLS Consumer Access (check a lender or broker license) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
| Loan scam warnings | ||||||||
| consumer.ftc.gov - FTC: advance-fee loan scams (never pay to get a loan) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
| consumer.ftc.gov (texts) - FTC: fake loan text scams |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
| consumerfinance.gov (payday) - CFPB: payday loans and their costs |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 uspis.gov - U.S. Postal Inspection Service: advance-fee loan scams |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
| Government loan programs | ||||||||
 fsa.usda.gov - USDA Farm Service Agency farm loans |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 hud.gov - HUD: FHA and other home-buying loans |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
| rd.usda.gov - USDA Rural Development home loans (rural and small-town homes) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 sba.gov - SBA small business loans (7(a), 504, microloans) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 studentaid.gov - Federal Student Aid: federal student loans (FAFSA) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 va.gov - VA home loans for veterans and service members |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
| Credit unions, nonprofits and credit counseling | ||||||||
 kiva.org - Kiva (nonprofit; 0% crowdfunded small business loans) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 mapping.ncua.gov - NCUA credit union locator |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 mycreditunion.gov - MyCreditUnion.gov (NCUA consumer help) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 nfcc.org - NFCC (nonprofit credit counseling) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
| Banks and credit unions (commercial) | ||||||||
 chase.com - Chase home lending |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 navyfederal.org - Navy Federal Credit Union (military families) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 penfed.org - PenFed Credit Union |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 usaa.com - USAA (military families) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 wellsfargo.com - Wells Fargo |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
| Online lenders (commercial) | ||||||||
 bestegg.com - Best Egg (personal loans) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 discover.com - Discover personal loans |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 happen.com - Happen Bank (formerly LendingClub) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 lightstream.com - LightStream (Truist personal loans) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 marcus.com - Marcus by Goldman Sachs |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 prosper.com - Prosper (personal loans) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 rocketmortgage.com - Rocket Mortgage (formerly Quicken Loans) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 sofi.com - SoFi (personal, student and home loans) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 upstart.com - Upstart (personal loans) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
| Rates and comparisons (commercial) | ||||||||
 bankrate.com - Bankrate (loan rates and calculators; paid by lenders) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 myfico.com - myFICO (your FICO score and how lenders see it) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
 nerdwallet.com - NerdWallet personal loan comparisons (paid by lenders) |
whois | history | safety | search | AI Mode | Grok | Bing AI | |
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