# Send Money - webcentive

Source: https://www.webcentive.com/sendmoney/  
Format: Markdown version of the HTML page (same content, lookups and page chrome left out).

Send money to family and friends in the U.S. and abroad with payment apps, money transfer companies and banks. Scams come first here: never send money by wire transfer, payment app, gift card or cryptocurrency to someone you haven't met in person, or to anyone who says that's the only way to pay, claims to be from the government, or pressures you to act now. Once it's sent, it's like cash and usually can't be recovered. Payment apps like Zelle, Venmo and Cash App are for people you know and trust. For international transfers, federal remittance rules require the provider to show fees, the exchange rate and the amount that will arrive; you generally have 30 minutes to cancel, and providers must investigate errors. Check that a company is a registered money services business (FinCEN) and licensed in your state (NMLS). If you were scammed, contact the company right away, then report it to ReportFraud.ftc.gov and the FBI's IC3. Providers below are commercial.  

More on webcentive: [banking](https://www.webcentive.com/shopbanking/shopbanking.html) | [creditcards](https://www.webcentive.com/creditcard/) | [creditreport](https://www.webcentive.com/shopcreditreport/)  

Each site has quick lookups: who owns it (whois), its history (Wayback Machine), a safety check, and one-tap questions to AI helpers. Grok asks you to tap Send first.  
Links last checked Oct 18, 2026.  

- **Avoid money transfer scams (start here)**
- [consumer.ftc.gov](https://consumer.ftc.gov/articles/what-know-you-wire-money) - FTC: what to know before you wire money
- [consumer.ftc.gov (avoid a scam)](https://consumer.ftc.gov/articles/how-avoid-scam) - FTC: how to avoid a scam
- [consumer.ftc.gov (payment apps)](https://consumer.ftc.gov/articles/mobile-payment-apps-how-avoid-scam-when-you-use-one) - FTC: how to avoid a scam when you use a payment app
- [consumerfinance.gov](https://www.consumerfinance.gov/ask-cfpb/what-are-some-common-types-of-fraud-and-scams-en-2092/) - CFPB: common fraud and scams, including money transfer and payment app fraud
- [consumerfinance.gov (fraud)](https://www.consumerfinance.gov/consumer-tools/fraud/) - CFPB: fraud and scams
- [ic3.gov](https://www.ic3.gov/) - FBI Internet Crime Complaint Center: report online fraud
- [reportfraud.ftc.gov](https://reportfraud.ftc.gov/) - FTC: report a scam
- **Know your rights and check a provider**
- [consumerfinance.gov (complaint)](https://www.consumerfinance.gov/complaint/) - CFPB: submit a complaint about a money transfer company
- [consumerfinance.gov (money transfers)](https://www.consumerfinance.gov/consumer-tools/money-transfers/) - CFPB: money transfers, your rights and fixing errors
- [consumerfinance.gov (remittances)](https://www.consumerfinance.gov/ask-cfpb/what-is-a-remittance-transfer-en-1161/) - CFPB: what is a remittance transfer and what are my rights?
- [csbs.org](https://www.csbs.org/) - Conference of State Bank Supervisors: state money transmitter regulators
- [fincen.gov](https://www.fincen.gov/msb-registrant-search) - FinCEN MSB Registrant Search: is the company a registered money services business?
- [nmlsconsumeraccess.org](https://www.nmlsconsumeraccess.org/) - NMLS Consumer Access: check a money transmitter's state license
- **Payment apps for people you know (commercial)**
- [cash.app](https://cash.app/) - Cash App (Block)
- [paypal.com](https://www.paypal.com/) - PayPal (on the old page)
- [venmo.com](https://venmo.com/) - Venmo (PayPal)
- [zellepay.com](https://www.zellepay.com/) - Zelle: bank-to-bank payments in the U.S.
- **International money transfers (commercial)**
- [moneygram.com](https://www.moneygram.com/us/en) - MoneyGram (on the old page)
- [remitly.com](https://www.remitly.com/) - Remitly
- [riamoneytransfer.com](https://www.riamoneytransfer.com/) - Ria Money Transfer
- [westernunion.com](https://www.westernunion.com/us/en/home.html) - Western Union (on the old page)
- [wise.com](https://wise.com/) - Wise: international transfers at the mid-market rate
- [worldremit.com](https://www.worldremit.com/) - WorldRemit
- [xe.com](https://www.xe.com/) - Xe: exchange rates and money transfers
- [xoom.com](https://www.xoom.com/) - Xoom, a PayPal service (on the old page)
- **Escrow for big online purchases (commercial)**
- [escrow.com](https://www.escrow.com/) - Escrow.com: licensed online escrow (type the address yourself; fake escrow sites are a common scam) (on the old page)

Number of links: 26  
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