# Insurance - webcentive

Source: https://www.webcentive.com/shopinsurance/  
Format: Markdown version of the HTML page (same content, lookups and page chrome left out).

Start with your state insurance department (find it through the NAIC) to check that a company or agent is licensed and to file complaints. The Insurance Information Institute explains coverage, and FEMA's FloodSmart covers National Flood Insurance Program policies, since regular homeowners policies do not cover floods. Then come the major auto, home, life, health and business insurers, all commercial companies; get quotes directly from them or from a licensed local agent. "Free quote" sites that collect your phone number and sell it as a lead are left out.  

More on webcentive: [healthcare](https://www.webcentive.com/shophealthcare/) | [home building](https://www.webcentive.com/homebuildinglinks.html) | [automotive](https://www.webcentive.com/auto_index.html) | [pets](https://www.webcentive.com/shoppets/shoppets.html) | [travel](https://www.webcentive.com/shoptravel/shoptravel.html)  

Each site has quick lookups: who owns it (whois), its history (Wayback Machine), a safety check, and one-tap questions to AI helpers. Grok asks you to tap Send first.  
Links last checked Oct 11, 2026.  

- **Regulators and unbiased consumer help**
- [content.naic.org/state-insurance-departments](https://content.naic.org/state-insurance-departments) - NAIC: find your state insurance regulator (check licenses, file complaints)
- [fema.gov/flood-insurance](https://www.fema.gov/flood-insurance) - FEMA: flood insurance and NFIP information
- [floodsmart.gov](https://www.floodsmart.gov/) - FloodSmart (FEMA National Flood Insurance Program; homeowners policies exclude floods)
- [iihs.org](https://www.iihs.org/) - IIHS-HLDI (insurer-funded crash tests and loss data)
- [iii.org](https://www.iii.org/) - Insurance Information Institute (Triple-I; plain-language coverage guides)
- [investor.gov/annuities](https://www.investor.gov/introduction-investing/investing-basics/glossary/annuities) - Investor.gov (SEC): annuities explained
- [nicb.org](https://www.nicb.org/) - National Insurance Crime Bureau (report insurance fraud, check a VIN)
- **Auto and home insurers (commercial)**
- [allstate.com](https://www.allstate.com/) - Allstate
- [amfam.com](https://www.amfam.com/) - American Family Insurance
- [amica.com](https://www.amica.com/) - Amica Mutual
- [central-insurance.com](https://www.central-insurance.com/) - Central Insurance (sold through independent agents)
- [chubb.com](https://www.chubb.com/us-en/) - Chubb (high-value homes, autos and collections)
- [countryfinancial.com](https://www.countryfinancial.com/) - COUNTRY Financial
- [erieinsurance.com](https://www.erieinsurance.com/) - Erie Insurance (sold through independent agents)
- [farmers.com](https://www.farmers.com/) - Farmers Insurance
- [foremost.com](https://www.foremost.com/) - Foremost (Farmers; mobile homes, RVs, motorcycles, landlords)
- [geico.com](https://www.geico.com/) - GEICO (Berkshire Hathaway)
- [lemonade.com](https://www.lemonade.com/) - Lemonade (app-based renters, home, car, pet and life)
- [libertymutual.com](https://www.libertymutual.com/) - Liberty Mutual
- [nationwide.com](https://www.nationwide.com/) - Nationwide
- [progressive.com](https://www.progressive.com/) - Progressive
- [smithmerritt.com](https://www.smithmerritt.com/) - Smith Merritt Insurance (independent agency)
- [statefarm.com](https://www.statefarm.com/) - State Farm
- [thehartford.com](https://www.thehartford.com/) - The Hartford (home and auto, incl. the AARP program, and business)
- [travelers.com](https://www.travelers.com/) - Travelers (formerly St. Paul Travelers)
- [usaa.com](https://www.usaa.com/) - USAA (military members, veterans and families)
- **Life insurance and annuities (commercial)**
- [allianzlife.com](https://www.allianzlife.com/) - Allianz Life (annuities and life insurance)
- [guardianlife.com](https://www.guardianlife.com/) - Guardian Life
- [johnhancock.com](https://www.johnhancock.com/) - John Hancock
- [lincolnfinancial.com](https://www.lincolnfinancial.com/) - Lincoln Financial
- [metlife.com](https://www.metlife.com/) - MetLife
- [mutualofomaha.com](https://www.mutualofomaha.com/) - Mutual of Omaha (life, Medicare supplement)
- [newyorklife.com](https://www.newyorklife.com/) - New York Life
- [northwesternmutual.com](https://www.northwesternmutual.com/) - Northwestern Mutual
- [principal.com](https://www.principal.com/) - Principal Financial Group
- [prudential.com](https://www.prudential.com/) - Prudential Financial
- **Health and dental insurers (commercial)**
- [bcbs.com](https://www.bcbs.com/) - Blue Cross Blue Shield Association (find your local Blue plan)
- [cigna.com](https://www.cigna.com/) - Cigna Healthcare (health and dental)
- [premera.com](https://www.premera.com/) - Premera Blue Cross (Washington and Alaska)
- **Business and professional insurance (commercial)**
- [aig.com](https://www.aig.com/) - AIG (commercial and specialty insurance)
- [cna.com](https://www.cna.com/) - CNA (business insurance)
- [federatedinsurance.com](https://www.federatedinsurance.com/) - Federated Insurance (business insurance)
- [mlmic.com](https://www.mlmic.com/) - MLMIC (medical malpractice, New York; Berkshire Hathaway)
- [ncmic.com](https://www.ncmic.com/) - NCMIC (chiropractic and professional malpractice)
- [zurichna.com](https://www.zurichna.com/) - Zurich North America (business insurance)
- **Travel and pet insurance**
- [insuremytrip.com](https://www.insuremytrip.com/) - InsureMyTrip (travel insurance comparison; licensed agency, commercial)
- [naphia.org](https://naphia.org/) - NAPHIA (North American Pet Health Insurance Association)
- [trupanion.com](https://www.trupanion.com/) - Trupanion (pet medical insurance; commercial)
- [ustia.org](https://ustia.org/) - US Travel Insurance Association

Number of links: 49  
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